About FMFB-A:
As a background, FMFB-A started its operation in 2004, and is part of the Aga Khan Agency for Microfinance (AKAM), which has financial institutions operating in different countries throughout the world. It is affiliated with the Aga Khan Development Network (AKDN), a group of development agencies working in health, education, culture and rural economic development.
Job purpose:
The incumbent of the position is responsible for processing the Islamic Financings Applications; monitoring the Financings Portfolio; follow-up and ensuring the timely repayment of the disbursed Islamic Financings and developing the FMFB-A MF Financings Clientele.
Job Details:
| Title | Islamic Financing Officer | # of Vacancies | 1 |
| Nationality | Afghan | Grade, Salary | Bank Salary Scale |
| Type | Full time | Closing date | May 30, 2025 |
| Duration | Regular (Permanent) | Gender | Male |
| Vacancy. # | FMFB-HR-0041-2025 | Location | Darwaz, Jamarch Bala Sub Branch |
Position Duties and Responsibilities:
- Prospects new clients and assists them for Islamic Financing application such as reviewing financing requests applications, evaluating creditworthiness, credit risks, financial status.
- Conducts Financing appraisal, collects detailed information (personal, business, and guaranties).
- Presents the financing applications at the Branch Credit Committee.
- Collaborates with the respective Branch Assistants/Manager for preparing the Financing contracts and ensures timely disbursement of financings.
- He is responsible for 100% sharia compliant processing of all Islamic financing’s applications and transactions/payments.
- Monitors the financing customers and follows it up of ensuring its timely repayment.
- Maintains contact with clientele and Participates in the Branch Credit Committee Meetings.
- On any walk of the Bank’s financings business such is Islamic financings process, payment to the supplier, monitoring / follow up and repayment, ensure full compliance with the relevant/prevailing FMFB Credit Policy, Procedures, sharia compliant; and full alignment with the audit recommendations.
- Any other identical task as assigned by the respective supervisor/s.
Job Specification:
| Having bachelor degree in business administration or economic or finance and accounting, or any other qualification related to banking with 1 years’ experience or Baccalaureates with 2 years working experience. |
| Prior experience in the trade, legal, Microfinance, Financing are preferred. |
| Skills: Well articulate in the predominant local language of the area in which she/he works; good communication, negotiation and presentation skills; good understanding of business process; good understanding of the business-related laws / regulations of the government; good understanding of the business potential in the area in which s/he works; and good level of familiarity with the population of the area in which s/he works. Personal Traits: Belief in, and commitment to establishing and maintaining good relation with the clientele; being tactful and courteous; social concern and sensitive to the culture / traditions of the area of his / her engagement; belief in, and in practice promoting professional confidentiality; enthusiasm in job, specifically in working in field with clients; being mature and self-disciplined. |
Submission Guideline:
If you meet the above requirements, we are encouraging you to apply for this position. Please send us your CV along with a cover letter via email at (vacancies@fmfb.com.af).
Please make sure that your email includes the vacancy ID as the subject line.
Note that, only the candidates who are meeting the requirements of the position will be shortlisted.