This category is for showing the FAQs for customers.
For more information regarding Islamic products and services, please visit our nearest branch or reach out to us through the following channels: Short Code: 599 Phone Number: +93 790 010 105 WhatsApp Number: +93 790 010 104
Yes, while digital banking is still developing, many banks, including FMFB-A, offer digital banking services (Mobile banking, SMS Banking, online Banking, ATM services, etc.).
Yes. Women have the right to open bank accounts, save, and apply for Sharia-compliant financing.
Yes. Islamic banks are subject to the deposit protection schemes and regulatory oversight.
Yes. Businesses can access Sharia-compliant financing.
Investment partnership: depositors provide capital, bank provides expertise; profits shared, losses borne by capital owners, except in cases of negligence or misuse by the bank.
Bank buys an asset and resells it to the client at a pre-agreed higher price, payable on installments.
The First MicroFinanceBank offers a range of Sharia-compliant financial products, including:
Via Sharia-compliant contracts: Murabaha (mark-up sale), Ijarah (leasing), Mudarabah & Musharakah (profit-loss partnerships).
Conventional banks charge/earn interest; Islamic banks share profit & loss and must be asset-backed.